All 27 pts does is prevent them from kicking you out, but it DOES NOT earn you a good year towards your 20 years of qualifying service. You need 35 pts for the year to be a "Good Year".
Technically, 50 but I get the notion...35 points on the individual with 15 in gratuity.
If you are non prior service, looking to take one of a handful of DCO slots, and already planning to ditch SELRES after just 3 years, then some people might call you a dirtbag.
To be fair, doing the 3 years IS completing that portion of the obligation. Should one desire to come out of SELRES, they met their commitment. If the Navy wants more, just put it in the contract.
If I'm considering a DCO program authorization with a service obligation of 3 years SELRES and 8 years Ready Reserve, can anyone elaborate how the 27 point requirement applies at, for example, year 5 when transferred out of SELRES and into IRR-ASP to finish the 8 years initial MSO? I feel like I have my wires all crossed and I'm missing something.
At year 5 , it doesn't matter what your points are. You have an 8 year minimum obligation, of which 3 years SELRES and the rest however you want it to be. Stay in SELRES...go IRR...doesn't matter. If you choose IRR, they will not require you to get points. At the same time, the 27 points thing doesn't matter; they will keep you on the books with 0 points per year until your 8 year obligation is up.
After your 8 years, they no longer need you on the books, so they look at your yearly points after that. If you are failing to get the 27 points AFTER your MSO, they eventually get around to discharging you.
Just keep in mind, that should you do this (0 points) and change your mind and decide to pursue retirement, those years will be "bad years" and too many of those will screw you later. If you even remotely desire to obtain retirement, you need to get 50 (35+15) points at every opportunity.