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Standard of living of newly commisioned ensign

Coldnavy

CTO1 to IW Officer
I'm convinced this is the anti-truth. I was always really disturbed to see how much Macdonalds the younger E's were eating. The Macdonalds at K-Bay closed for a month or so while I was there. I was worried people would starve. Smiles in effect for all.


Hey, for a large part of my early enlisted career, McDonalds was a main staple of my diet. You could even say it replaced 3 of my 4 food groups. The sad thing is, as bad as I ate, I could do 100+ push ups, 100+ sit ups, and sub 9 minute mile like it was nothing. Now that I eat better, get more sleep, drink a whole lot less, an PT a heck of a lot more, I feel as if I’m gonna die come the semiannual PRT. Life is cruel.
 

A4sForever

BTDT OLD GUY
pilot
Contributor
..... I always saw the officers hitting up Subway as a rule.
Ahhhhh .... the generational gap.

Back-in-the-day ... Officers only ate chocolate-covered doughnuts, drank "real Navy" coffee (no Starbuck's) ... and smoked cigarettes .... prior to lauch.

It was the early morning "HERO/TIGER" meal that one ate prior to going "downtown " to Boardman with 12 x Blue Death on the MER's .... :)

 

snizo

Supply Officer
When I was your age, I had to walk to school uphill both ways through Razor Blade Meadow then through Rubbing Alcohol River. Whale oil cost a nickle a gallon, and we didn't drink no water from a store. And back in my day, children respected their elders.

And get off my lawn, you damn kids.
 

MasterBates

Well-Known Member
MasterB, you've got crazy student loans!!! Mine total about $22K and I pay around $100/mo. on them...Are yours around $150K?

They were $106K when I graduated. Principal taken out was ~$94k, But a lot of them were unsubsidized or private, so they accrued interest when I was in school.

They were $1100+ when I was commissioned. I refied the big ones out to 25 years from 10, and dropped my payments to about $700-750. Some are variable rate, so they go up and down with rates.

In 5 years, $150/mo goes away, and in 10 years $317/mo goes away. I am stuck with the $250/mo one until I am 51 :eek:
 

Coldnavy

CTO1 to IW Officer
They were $106K when I graduated. Principal taken out was ~$94k, But a lot of them were unsubsidized or private, so they accrued interest when I was in school.

They were $1100+ when I was commissioned. I refied the big ones out to 25 years from 10, and dropped my payments to about $700-750. Some are variable rate, so they go up and down with rates.

In 5 years, $150/mo goes away, and in 10 years $317/mo goes away. I am stuck with the $250/mo one until I am 51 :eek:

Don't feel bad, a budy of mine (and ENS at the time) crashed on my sofa for the better part of two years trying to pay back his student loans. It was kinda sad, and ENS crashing on the sofa of two E-5's and still driving the same car he drove High School. I have to give it to him though. He paid back his entire loan in 4 years.
 

FMRAM

Combating TIP training AGAIN?!
They were $106K when I graduated. Principal taken out was ~$94k, But a lot of them were unsubsidized or private, so they accrued interest when I was in school.

They were $1100+ when I was commissioned. I refied the big ones out to 25 years from 10, and dropped my payments to about $700-750. Some are variable rate, so they go up and down with rates.

In 5 years, $150/mo goes away, and in 10 years $317/mo goes away. I am stuck with the $250/mo one until I am 51 :eek:

Where did you go to school?
 

snizo

Supply Officer
Don't feel bad, a budy of mine (and ENS at the time) crashed on my sofa for the better part of two years trying to pay back his student loans. It was kinda sad, and ENS crashing on the sofa of two E-5's and still driving the same car he drove High School. I have to give it to him though. He paid back his entire loan in 4 years.

Impressive
 

MasterBates

Well-Known Member
GMI. Now known as Kettering University.

www.gmi.edu

When I was a freshman, the full deal (tuition, room, board, books, fees) was $18K.

When I was a Senior, Tuition alone was $21K. 5 year school with a thesis required for you BS.

School changed the name, (BAD MOVE) did not have the old name next to the new name in the ACT/SAT books, and the Freshman class was 30% of normal for the next year, and the year after they had to hand out scholarships like candy to get the numbers back up.

Of course, the upperclassmen paid for it.. And got NO scholarships, and a degree from a school we did not apply or start at. We sued the school to get degrees with the old name on them. Took 2 years, but we won.
 

MasterBates

Well-Known Member
And they have the audacity to ask for money for the scholarship fund every year... I sent used TP one year... Student loans were skewing my Debt/Income ratio (they still do, but not as bad) to the point I could not get a mortgage, and lived in a ghetto apartment trying to save money.
 

Brett327

Well-Known Member
None
Super Moderator
Contributor
And they have the audacity to ask for money for the scholarship fund every year... I sent used TP one year... Student loans were skewing my Debt/Income ratio (they still do, but not as bad) to the point I could not get a mortgage, and lived in a ghetto apartment trying to save money.

I think community college would have suited you better. ;)

Brett
 
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