Options are good, but the reasons listed above are BS. EFM is covered under TRI-Care and there are plenty of relatively in-expensive schools near military facilities. No one FORCES anyone to go to an expensive university, it boils down to choice. If you chose to an expensive school, you do so at your own cost, now you have the option to use your MGIB.
As an ECP graduate, I chose my school and I incurred the burden of paying for my own tuition and books. STA-21 gives you $10K a year along with your active duty pay and you can't afford school.....come on. If you only have 10K, then spend $10K.
There are plenty of State schools where $10K goes a long way.
-ea6bflyr
haha, BS? The only thing BS is that you discount these possibilities solely on your own limited, DATED experiences.
Having a EFM is not so much to do with having the money for the situation, as you pointed out with the Tricare statement, but everything to do with the duty assignment limitations imposed on you by the program.
OPNAVISNT 1754.2C 3.C. "Currently, it is DON policy to ensure Navy families with EFMs are assigned only to those areas where their EFM's specialized medical and educational needs can be met."
So PO1 , stationed in Newport RI gets selected STA-21 but cant move his EFM to North Carolina to attend NC State. Instead he has to enroll at M.I.T. or W.P.I.; the two closest NROTC colleges to him. I will let you figure out how long his STA-21 $10,000 will last him. Hint: it will be measured in weeks
Or how about PO3, married to PO2 and co-located at Great Lakes. PO3 is worried that STA-21's $10,00 a year will not be able to cover him attending Illinois Institute of Technology where the $13,000 a semester has his PO2 wife worried. But he has a choice, remember. He can afford the tuition to U of Wisconson instead, but his wife is stationed in Great Lakes. It will only be a 140 or so mile commute one way. Very conducive to his learning.
Last but not least: EMC is lucky enough to get selected, but has to complete his degree within 18 months, or he will be kicked out on account of age limits. No problem he thinks. I can handle 22-25 class hours a semester and still graduate. But wait, will STA-21 be able to cover the state college tuition? No problem paying $4000 for 13 hours, but almost $8000 for one semester? ouch! Sure wish I had my MGIB to help defray the cost without sending me into debt.
.....imagine the possibilities when you stop to think.
You are correct though; there are plenty of schools where $10k goes a long way. Unfortunately, there are plenty of reasons why it can't be made to go the most economical way.