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For most of the STA-21'ers, I would agree. There are those who, while fortunate to get selected, are very limited to their choice of schools. Those service members with dependents in the exceptional family member program, military married to military (which we have over a dozen of at my unit), and those with spouses that cannot relocate, for what ever reason, may have to enroll at an expensive school not out of choice, but necessity.
As an earlier poster mentioned, It provides another option to those in the program.

Options are good, but the reasons listed above are BS. EFM is covered under TRI-Care and there are plenty of relatively in-expensive schools near military facilities. No one FORCES anyone to go to an expensive university, it boils down to choice. If you chose to an expensive school, you do so at your own cost, now you have the option to use your MGIB.
As an ECP graduate, I chose my school and I incurred the burden of paying for my own tuition and books. STA-21 gives you $10K a year along with your active duty pay and you can't afford school.....come on. If you only have 10K, then spend $10K.
There are plenty of State schools where $10K goes a long way.
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haha, BS? The only thing BS is that you discount these possibilities solely on your own limited, DATED experiences.
So PO1 , stationed in Newport RI gets selected STA-21 but cant move his EFM to North Carolina to attend NC State. Instead he has to enroll at M.I.T. or W.P.I.; the two closest NROTC colleges to him. I will let you figure out how long his STA-21 $10,000 will last him. Hint: it will be measured in weeks.
Or how about PO3, married to PO2 and co-located at Great Lakes. PO3 is worried that STA-21's $10,00 a year will not be able to cover him attending Illinois Institute of Technology where the $13,000 a semester has his PO2 wife worried. But he has a choice, remember. He can afford the tuition to U of Wisconson instead, but his wife is stationed in Great Lakes. It will only be a 140 or so mile commute one way. Very conducive to his learning.

Ok, why on earth would you want to use the MGIB whil on STA-21? It makes no sense to do so. You're already getting paid your current paygrade, as well as $10k for college. Now, if you're going to a school that requires a significant amount above that $10k I would understand, but if it's a small amount, then there is no reason to be tapping into the MGIB.
and not interfered with my race car project 
STA-21 didn't require 12 summer hours, that was your unit. STA-21 only requires that you maintain full-time status.
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After being selected,... I was only accepted to the Citadel of these three and I just didn't think it was the best fit for me.
I decided to go a private university...
