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Unfortunately, we both have quite a lot in traditional IRAs from my wife's 401k and my TSP rollovers, and we are in the max bracket so I'd have to eat some pain to do that (see the caution portion in your link). If my wife ever goes back to work part time we'd have some options with married...

I passed on doing it when I retired and regret it, for whatever that's worth. If you are under 40 and can afford to write the check I think it's not a bad idea at all. A lot of my regret is that because of my current situation I make now, I need to do a pre-tax 401k instead of a Roth 402k, and...

To the OP, I haven't paid any attention since the TPS board I worked in '08, but the board doesn't care past what your academic profile code is (see here). The board first weeds people out whose timing isn't right, those who don't meet the minimum requirements, or whose communities don't...

There is a thread on these kinds of questions here. Chances are some of the older guys here have already come across decent answers to most of the questions you might run into, so ask away.

Very glad to be done, retired, and in the civilian world. And if I could be 17 again (the age I was when I walked through the door at boat school), I would absolutely not only do it again, but I would also take the same half golden path, half off-the-beaten-path route I took again. I'm a...

A lot of schools have something called the yellow ribbon program where they will essentially accept what the G.I. Bill will pay. Also, you can likely get a masters off the post 9-11 G.I. Bill and have enough left over for 3-4 semesters of school for a dependent.

For retirees, don't forget there is an income limit for contributions to Roth IRAs that you can hit pretty easily (183k for married filing joint) once you are away from the tax-sheltered military income. It isn't that hard to fix once you've accidentally done it, but it would be a problem if...

Nothin' from nothin', but..., Even with San Diego locality pay that is low for somebody with structural analysis experience. Especially if it includes composites.

I don't know - depends on what you think of the S-3 guys in Atsugi saddled with " Beef Steak."

My guess is that at least 1/2 of guys earn legit #1s at least once in their first 3 tours. I understand not liking that FITREPs aren't about current performance, but people are setting themselves up for misery if they don't believe it.

But you get to use the turn-in $$ to value it for mishap classification purposes. It's always easier to write a HAZREP than an MDR, so if you drop-test something on accident it can be well worth it to pick up the pieces. Cargo hooks on a Phrog were the classic case for this: turn-in $$ was...

I don't agree with the idea that the Navy sends aviators on disassociated tours to make them better officers or get them ready to command ships later on in their careers (yes, you ought to be able to learn something on those tours, but anything you do learn is a bonus). The Navy sends us there...

So you would have half of the guys who get a #1 ticket as a DH not make O-5? That would be great for retention.

60/class with 50 classes per year? Seems awfully high - even counting attrites in other phases.

I rolled early out of my first shore tour (FRS), but I had zero doubt about making O-4 in the climate of the time, and it was part of a larger plan to set up my timing for the next tour. I wouldn't roll early out of shore duty unless it is to set up your timing for the billet AFTER your next...

Random question - are guys who FOS still eligible/competitive for FTS as 1317s, or do they have to redesignate?

Because with any kind of delay in the RAG guys could get out immediately after their shore tour without doing a disassociated.

First off, take a deep breath and realize that you don't have to find a job TODAY. Yes, it is coming faster than you expected, but you also have more resources than you currently realize. This thread is the one I made to chronicle my post-retirement job plans, but there is plenty of other...

Because promotion decisions are supposed to be made by statutory boards, not administrative boards. Statutory boards are governed by federal law, and administrative boards are governed by Navy leadership (the same leadership a lot of you don't trust, I might add). Over the last 20 years I've...

So that is pretty obviously wrong. But for the people saying that the board members weren't properly briefed on aviation career tracks, that is pretty obviously wrong also. The president of the board was a 1320, and there was a former helo sea detailer on it as well in addition to the other...

Just to answer a few of the questions brought up here: - The zones are made without regard to designator. See this for the law on how they are decided, and this for the DOD rules, and finally this for the Navy's. Lineal numbers are established upon an officer's entry and not change except...

So instead of "insulting, dishonest, and corrupt," I'd be more inclined to describe it as opaque, disingenuous, and prone to producing self-fulfilling prophecies. But that may not be much of a comfort to the people whose leadership don't/won't take the time to actually teach them how the system...

Just a couple thoughts I will throw out from the already-gone perspective (in no particular order): - The command bonus has nothing to do with command, it was to prevent otherwise retirement eligible post-CO commanders from retiring before serving in one of the billets that "has" to have one...

This has what you need to know for eligibility for medical benefits. Even if you have already gone through a benefits determination on retirement/separation you still will need to fill out the 1010 EZ form. If you go to them for something not service connected (or are below the special...

FTFY.

But COs do that. Where do you think double-tap EPs come from? I don't know what community you are from, but in the helo world (larger wardrooms), it is also quite common for "superstar" LTs to get numbered MPs on mid-tour FITREPs ahead of supposed no-load LTs. How is that not exactly what you...

That isn't what the Navy uses it for. The Navy uses FITREPs to determine if you are ready for the next promotion or job, not the current one.

But if you want a "work hard in the things you are told to work hard on and be compensated" place then it does fine. A lot of what people are complaining about in here makes no sense to me (and I'm a guy who stepped off the tracks after 11 years and did my own thing). If you have your dream...

My advice to the OP is to try to volunteer to be an assistant recorder on a board as soon as you can. It's great that you want to improve the system, but you aren't very likely to suggest anything that might help/make sense until you actually understand what the system is.

You can max out your Roth IRA for less than some of your buddies are making in car payments, and start investing in TSP as well. We had a thread going here for awhile on this subject, but it is a pretty trivial exercise in excel (or even a calculator) to figure out the advantage of a dollar...

Just to clarify, that is only if you are rated at 50% or greater. Here is a good primer on medical retirement vs. regular requirement and VA. I was badly hurt ~ 9 months before my scheduled retirement. It worked best for me to drag my feet on the med board and retire normally and deal with...

http://www.military.com/daily-news/2014/03/26/generals-say-troops-understand-need-for-pay-cuts.html It's not just him; turns out some Flags are confident you all are in favor of less pay in return for more training and equipment.

This is the real reason the Navy needs STEM majors, because they will be able to figure out the cake height:dryness relationship. The political scientists just get surprised each time...

Do you have a little time before you need to make your decision, or do you have a PRD coming up? If you have the chance to wait a little bit on the decision to let yourself go through the grieving process it might help in deciding what you want to do next. (And take the time to find folks you...

There is a certain amount of work involved, but by the same token if you owned rental property last spring you could refinance down to less than 4%. Which is redonkulously, amazingly, staggeringly good for investment property. But if you put yourself in a situation where you couldn't take...

http://www.defenseindustrydaily.com/joint-common-missile-program-fired-but-not-forgotten-0229/

If you aren't trying to promote them sooner, then what's the point?

I just read that paper sitting in an airport lounge. A couple thoughts occurred to me as I read it: - It took a solid 20 minutes to read and actually digest, and any admiral who claims he could never take 20 whole minutes to read a paper is a liar. Reducing it to a ppt would make it (and the...

[TL/DNR: taking in only STEM majors wouldn't make a lot of sense, but it wouldn't be the end of the world either. If I were a betting man, I'd say they will end up with some completely arbitrary ratio that we will make up a rationale for after the fact.] A lot of people in this thread are...

Sad to say, we do an awful job of teaching recognition (let alone the consequences) of Pr>Pa .

I'm late to this, but... Who are you going to have decide the bolded part? What training will they be required to have? If a female complains that something is offensive, would there be any problem with having it be a male deciding whether on whether or not it really is?

Station pilot if they are lucky, otherwise all kinds of staffs (afloat and ashore), any 10xx billet... "The list is long, but distinguished." Continuation is pretty clear cut, I don't know why they would have been sweating it.

No. Aviators who make O-4 but don't screen for DH can continue to serve as 1310s, alternating sea/shore billets. They go up for CDR with their year group as normal, and if (meaning "when," in reality) they 2xFOS then they go for continuation, which is extremely close to automatic right now and...

[None of this is directed at RLSO - he isn't one of our big offenders on this - but his quotes were a good jumping off point]. A number of people on this board like to jump all over any wanna-be that doesn't seem to want to join just for the honor of serving our country. Then those same people...

Here is how discharge for PRT/BCA affects characterization of service. Here is how characterization of service affects post-military benefits (here is a link to the VA site, but it goes to a word doc). TL/DNR: If you discharge somebody for PRT failures, and they had sufficient other issues to...

So the below is coming from somebody who was a hiring manager at an aerospace company as it grew from start up to a mid-size company (not HR, the guy the people being hired would work for). I specifically wrote job descriptions to be military-friendly, pushed good military resumes to the front...

That's a nice blog, but he forgot to include the actual evidence of the government stealing our retirement accounts.

We used to hoist with the AFCS off - it really wasn't noticeable in a 46.

The bromeos were always their own critter, so that isn't an accurate barometer. The Sierra was always going to reach the Fleet first because the block ones were trucks and required very limited functionality from the cockpit. The armed helo kits and the first Romeo software were actually very...

The reason the discussion devolved to manning and tactics is because that is still where the fundamental problems lie. To me, one of the biggest reasons the 60S is such an unsatisfactory compromise is because there is a fundamental disconnect between what the community wants to be and what the...