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Even if it did, you are living in a house. Which means when you sell it, you owned the house at a net cost of $0 (you'd still pay the same utilities and whatnot if you rented). A liability depreciates in value. Do you think $18k/yr in social security when you retire is going to allow you to...

Depends on the platform. Anywhere from 6 months to 1 year. The kick in the nuts is the workup period, though, where you go out and in on a seemingly random basis for training, inspections, etc. If you're speaking while U/W, you can look at a chart and see where you are. But in a sub, all you'll...

Is it possible for him to do it in steps to avoid going into the higher tax bracket?

Yea, now that TSP has a Roth option, the only reason to invest in a Roth IRA is to have more control over which funds to invest in (which you said you aren't ready for right now). So you should max out Roth TSP before looking to other funds until you're edumicated on what to do with the...

You don't even really have to move it that often. You just have to be able to understand some financial jargon and pick a few mutual funds that mimic what you think would be the proper amount of aggressiveness/conservativeness that you desire.

Then honestly, Roth TSP might be your best option. If company A charges 1/2 the fees of company B, you can get the same bottom-line returns even if company A's funds don't perform as well as company B's. It's one of the most important attributes when selecting a fund. So, looking back over the...

I think he was asking about rolling a traditional 401k into a Roth option, which is where the taxes against his income would come in.

I did some math and realized: -To fully pay for my kids' projected college costs, I need to have $1million, or invest $17k/year at an average 8% return. -To retire at 72 and continue earning $100k/year for 18 years (which probably won't go far in 2055), including best-case scenario of military...

Yes that is exactly what I meant.

The CFC can tell you about TSP, USAA's car buying service, and hand out a budget sheet if you are in crushing debt before referring you to further help. It's catered toward helping a young, junior enlisted servicemember manage his check book. He is not formally trained by the Navy to give...

So in other words: not enough SWO and sub DH retention, so funnel everyone there first?

Good. I never understood the point of it past like the 2nd or 3rd week. Once everyone gets the hang of it, it just becomes a ridiculous joke. But it was fun eating steak with a spoon.

It helps when your entire platform goes on the chopping block. I bet if fighters were being given the axe, the Navy would figure out realll quick how to build a cheap, viable platform, too.

This doesn't answer the P8 question, but it's a specific example of how our process is broken: VA class was contracted with a specific version of a CCS, then is upgraded in overhaul immediately after sea trials. In one boat, the fiber optics system had to be replaced for a cool $500k (it was...

Red, I agree with you that it's impossible to get things altered 'the right way,' but isn't Google Glass a high-priced band-aid for much of what you say? Your argument seems to boil down to the fact that institutional inertia prevents optimizing existing display location, hardware reliability...

Why can't you just modify existing display software to accomodate this, instead of investing in Google Glass? How do you get Google Glass and SRPM/pitch to 'talk' when the ship is not built to wirelessly transmit that data? Don't say 'voice recognition' -- that tech has been around for over 20...

I think that you misunderstood my post. An Officer rates BAH. If you are staying in base housing you still collect BAH, but then pay the full amount to housing. That is not the same as voluntary or involuntary geobachelor. Both collect BAH at the assigned permanent duty station. The latter...

Does google glass give you night vision? If not, I fail to see what one has to do with the other. My point is that the cost/benefit isn't there for google glass unless it brings something unique to the table, while someone thinks it is for NVG. The show-stopper is going to be trusting Sailors to...

I'm sure they can be useful in some capacity, but at an estimated $500 a pop for the non-proprietary version and associated risk of taking pictures of all sorts of things on the ship, I can't see them catching on for tactical use. They'd have to bring something unique to the table that doesn't...

If you're gonna 'bad gouge' my post, at least have the courtesy to correct it. Just dealt with it a ton, including a Chief who got a multi-thousand dollar bill when PCS'ing when PSD found out he was a voluntary geobachelor staying in the Navy Gateway for free.

You don't get 'approved' to geo bach. If you are a voluntary geobachelor (you have PCS orders and elect to not move the fam), you must pay the cost of staying in the BOQ or apt in addition to affording your family's dwelling. An apt is generally the cheaper option. If you are a non-voluntary...

Eating a hard-boiled egg and bowl of raisin bran with lowfat milk sure beat the hell out of stuffing my face with french toast sticks, waffles, and fake scrambled eggs for sure. However, my point was both options beat the snot out of what some servicemembers are eating on a daily basis. In the...

I like the initiative, but Google Glass is a DOA technology to begin with, and if it wasn't you're gonna have a difficult time convincing top brass that they should allow something like that on ships on a mass scale when the Navy is deathly afraid of classified material leaks

:D:D Good lesson for you guys about being careful who bitch to and how you do it I guess. First, the guys complaining about food are retarded. You eat like kings in OCS compared to some of your other servicemembers in arms. Boo-hoo, no dairy/dressings/fatty crap for 8 weeks. I was force-fed...

Figured it was some kind of initiative to prevent suicide/blue-on-blue OR someone realized that saying 'kill' all the time in the fleet and treating Sailors like grunts doesn't really work out well. Since the latter actually makes sense, must be the former.

SAPR VA! (Doesn't quite have the same ring as "CMEO!"...) Where? I haven't seen any news coverage of protests for women to serve in infantry or register for the draft. Maybe I live in a cave, but the minority is not nearly as vocal as, say, the minority of homosexuals lobbying for same-sex...

That is a much simpler way of asking the same question I was.

I was actually quoting my senior leadership who said that with a straight face multiple times to the Senate Armed Services Committee. Ok, I'll bite...where is the mass outrage that females can't be in combat units coming from? I log onto my facebook account, I see my wife browse her facebook...

I may have misinterpreted the meeting, as I thought the scope of the report covered all infantry type training. Oh, and they wouldn't "lower" the physical standards, they would "adjust" them to the "appropriate metrics." But it's absolutely not "lowering" them.

So the only way to make Gen in the USA or USMC is to be an infantry, armor, or artillery officer?

Batt suppo is where it's at.

ADM McRaven owed a report to Congress on this subject in late May. Anyone know his findings?

What is this super secret explanation?

Wtf are they? Must be a relatively recent thing.

I have a hard time believing that you told a recruiter you smoked up 50x, but now you suddenly remember it was under 10 and your big bad recruiter made you falsify your app by making you nervous. It's more likely you went through a phase where you used marijuana quite a bit, since if you just...

Whoa... The military's policy on drug abuse is what it is, for better or worse. For you to write 50x on an app means you have certainly used it more than what the Navy will allow and you aren't eligible for a commission. You have a snowball's chance in hell of getting an Admiral to make an...

Also, don't sign sworn statements drafted by a detective when on your hospital bed on a morphine drip, especially if the confrontation leading you getting shot involved off-duty officers. Note: Any LEO I've spoken to worth his badge says that he leaves the firearm at home when out on the town...

Don't confuse period with indoc week. What they mean is that your first 'phase' of training is about 4 weeks and focuses on military bearing, customs, and fitness culminating with a major room, locker, and personnel inspection. The second 'phase' weeks 5-10 is more classroom/mental endurance...

There are plenty of flaws with it, which mostly arise from disagreements about what ought to be important factors in one's advancement, but the fact that the military tracks performance at all is a step above a lot of companies. So it could be worse...the military could just hire a flag off the...

With school aged children, Carmel and PG are your off-base choices. Outside of that, the peninsula is not a very good area for families unless you are one of the rich doctors/lawyers that populate the million dollar homes tucked away in the mountains somewhere and send their children to private...

The risk, real or perceived, is that if you give the police officer 'a hard time' by not cooperating, then he's going to give you a hard time and write you up for every possible infraction he can stretch. At the end of the day, it's going to come down to his word vs. yours in court, and could...

The language you used in your post...'decent push back'... if it was fellow OC or MIDN, why even pay any attention to them? Regardless, throttle back. You wear a uniform to drill like what, twice a week? My point is that you can deal with holding a backpack with one strap for a bit if that's...

Here's my take: You're in a commissioning pipeline. Do what you're told by the staff who trains you. A Navy OC is not going to convince a Marine SNCO that his conception of proper uniform wear is wrong, and it's not worth the effort even if he could. As far as he's concerned, if he's training...

Oh no, anything but walking two miles. That's impossible. (We marched there at least twice a week when I attended... and it's more like 1.5 miles).

The NEX sells two different style NWU boots, and there's no requirement to buy from the NEX, so they're not unique in having non-uniform boots. Pickle nailed it. Some people might say it doesn't exist or it was limited to a few stupid people in leadership positions, others will just point the...

Yes. But then you proved my point with this: Which is the attitude I would expect from the Front Office regarding the issue, which still leaves the E-6 and below right where they started, and possibly chewed out for going around the CoC. Yea, it's totally a division level leadership issue and...

But the utility uniform WAS broke. It's easy to look back on the 'good ol'e days' or act like a tough guy and say feelings don't matter when you don't have to wear them. It's easy to say "it doesn't matter, it's not written anywhere to put creases in utilities" when you don't have to obey the...

Interesting. Usually I picture Marines in WWII dressed like this:

No. I'm saying that's the reasons given for inventing the uniform. The party line makes a lot of false assumptions. First, anyone who has seen a Sailor come out of doing extensive maintenance can attest the NWU does not hide dirt and grease. In fact, it ends up turning brown, ripping, and just...

First, it sounds like everyone is bitching about the USMC's possessiveness in general, not just for the Navy. I specifically mentioned that the Army spent 10's of millions of dollars to develop an independent solution to what the USMC already had in part because the USMC didn't like sharing...