At the age of 15, I would recommend just relaxing a bit and making sure your homework is done...Don't get so emotional, it'll fvck with your blood pressure and that's not good for the aviation physical.
~D
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The Great Universal Health Care Debate w/Poll (note: it just passed both houses)
- Thread starter QuagmireMcGuire
- Start date
At the age of 15, I would recommend just relaxing a bit and making sure your homework is done...Don't get so emotional, it'll fvck with your blood pressure and that's not good for the aviation physical.
~D
Well, the current Senate Leadership tried their best to pass, in the dark of night, the Law of the Sea Treaty (LOST). I also think Pres Bush supported it.
See:
http://www.heritage.org/Research/InternationalOrganizations/wm470.cfm
Flash, you are talking about a miniscule portion of total services. The bulk of routine visits could/should be pay as you go. Routine physicals, vaccinations, sick calls, minor injuries, constitute the vast bulk of doctor visits.
You know, there was medical care before HMO's.
It's interesting that you mention that malpractice insurance isn't significant. As I mentioned before, it's over 40% of a good friends gross income.
I don't doubt that all the specialized people and equipment cost money.
We go to war with the best equipment and people in the world and we (DoD) cost less the Medicare/Medicaid expenditure. My point is, with all the entrenched bureaucracy, how do we know how much a procedure really costs?
Yes, healthcare is a business. That's because we live in a free market society and we're able to spend our money as we please.
However, the way you worded makes it difficult to respond to, as I'm not "buying" my health with insurance. I regulate my health by the choices I make.
Cate
Pretty much invincible
Not that it's actually possible to do that with any real certainty. Not drinking heavily and not smoking and getting plenty of sleep at night may reduce your risk of cancer, but they won't prevent it entirely. Driving cautiously and wearing your seatbelt won't keep that tree limb from falling on your car and rendering you paraplegic. We put a lot of emphasis on personal responsibility, and that's not a bad thing, but it all goes out the door when something happens that we couldn't have predicted or prepared for. Taking surface streets instead of the highway in bad weather might have seemed like a good idea at the time, but that choice ended up being the one that put you in the path of a drunk driver, and now you're stuck with medical bills.
It shouldn't. You should expect the unexpected and plan for it...
Insurance, Savings, Investments. It's that simple. Lack of planning on your part doesn't constitute an emergency on mine...that's what personal responsibility is about.
~D
QuagmireMcGuire
Kinder and Gentler
What is morality? It is a term encompassing vague idealogies that we all like to throw about but rarely do we ever sit down and define them. Your moral beliefs may be in direct conflict with my moral beliefs yet we presume to engage in a discussion about morality.
If we take the concept of morality and strip it to its most basic level, then we are discussing what is right and what is wrong. I believe it is right that every American citizen have equal access to quality health care. Others disagree.
Please don't act as if we don't already have a society based upon legislating morality. We see it in marriage, divorce, assisted suicide, the death penality, abortion, and other areas. We have always legislated morality; our only problem is trying to come to terms with a cohesive understanding of what is moral.
Cate
Pretty much invincible
So when you're downsized, your WorldCom stock ends up devalued, you can't afford COBRA, and no private insurer will take you because the type-1 diabetes for which you're now seeking treatment is a pre-existing condition, you deserve to go blind and lose your legs because you made inadvisable investment choices? Harsh.
QuagmireMcGuire
Kinder and Gentler
I am making a huge presumption here but have you ever walked into a predominately Black neighborhood that is economically depressed. If you have the opportunity, please drive through one and count the number of Bank of Americas, Washington Mutuals, Wells Fargo, or any other banking institution; then, I want you to compare that number with the amount of Payday Loan, Moneytree, Fast Cash, or any other payday loan institution you see.
I guarantee you that you will find more payday loans than you will banks. Ideally, people have investments, savings and checking accounts, and insurance but it doesn't work that way.
MasterBates
Well-Known Member
If the person had diversified their investments, availed themselves of enough education, and had some savings to swing COBRA for a couple month til bennies kicked in at new job (which having enough education allows them to get) that would not be a problem.
Life is tough. Its tougher if you are stupid.
Mine should not be made tougher by having to pay for stupid people.
You think I like paying for my ex's health insurance (medicare)? No. If UHC comes to pass, you will be paying for every jobless sloths health care, not just the ones who claim to be "disabled"
QuagmireMcGuire
Kinder and Gentler
You are already paying for the jobless sloths' and their many dependents' healthcare. The people without coverage are those people who have full-time jobs but lack health insurance. We are talking about people who are working class to middle class; a large percentage of people are college graduates who have entry level jobs but they are too old to still be under their parent's insurance.
Cate
Pretty much invincible
Yeah, but we're talking about reasonable expectations here. Most people are prepared for most things that might come up. I've got a great insurance provider, some savings, and some reasonably conservative investments that aren't going to get me rich but will likely be there should I need them. Just about any financial planner you point me to would tell you that I'm well prepared for most reasonable things that might happen to me in life.
But it's not the reasonable things that end up making someone ridiculously poor. If I were to be diagnosed with melanoma right now, co-pays alone would suck up my savings and probably start in on my investments pretty quickly. I've made the wise decision to stay unfashionably un-tan and I always wear sunscreen, but I've got a family history of the disease that I simply can't escape. If I end up with cancer, which of my decisions was so terribly poor that I deserve to lose everything and possibly die? Was it my choice of a mid-yield mutual fund, to keep my investments safe, rather than a more aggressive stock portfolio that would pay out more in the short term but risk losing everything? Was it my decision to take a less-stressful but also lower-paying job, as opposed to my higher-paying former job that put me at risk of stomach cancer and heart disease? Was it my decision to buy the more affordable but less protective moisturizer with SPF 15 instead of shelling out for the stuff with SPF 30?
Every decision has consequences, but some have more predictable consequences than others. If you decide to drive drunk, the subsequent car accident can be seen as a predictable consequence. That doesn't mean that your victims should be derided for their decision to take 8th Avenue, putting them in the path of your careening deathmobile, instead of 6th.
Life...is what happens when you're busy making other plans. Sucks, I know...Sometimes you eat the bar, and sometimes, well, he eats you.
Being a black neighborhood has nothing to do with economic depression...
I've been in plenty of poor neighborhoods...all of which resemble the "rich suburbs" compared to the ghetto of foreign countries...most notably Middle Eastern countries...
No one forces people to do payday loans...and in order to get out of the toilet you have to realize that sometimes you'll get shit on...it's those who don't celebrate their hardships by accepting government (taxpayer) charity...but rather create THEIR OWN Charity and work hard to accomplish something. Throwing money at poor people will only encourage them to remain poor. That's a fact.
Yes.