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Security Clearance
- Thread starter jlil41
- Start date
Yes. The applicable counterpart on the paper SF-86 (which reflects current requirements for how such questions are to be answered) states:
"Disclose all financial obligations, including those for which you are a cosigner or a guarantor [...]"
Remember, just having debt isn't a bad thing; consider that most older folks have home and/or vehicle loans (or even educational loans for their own children).
It's having delinquent debt (90 or 180 days delinquent or any amount of delinquency on Federal debt (regardless of whether it has been sent to collections), or having liens placed against you), or appearing to have too many obligations compared to what you earn, that is a bad thing...
When answering security questionnaires, always provide all information as asked for unless it is specifically and explicitly excluded.
"Disclose all financial obligations, including those for which you are a cosigner or a guarantor [...]"
Remember, just having debt isn't a bad thing; consider that most older folks have home and/or vehicle loans (or even educational loans for their own children).
It's having delinquent debt (90 or 180 days delinquent or any amount of delinquency on Federal debt (regardless of whether it has been sent to collections), or having liens placed against you), or appearing to have too many obligations compared to what you earn, that is a bad thing...
When answering security questionnaires, always provide all information as asked for unless it is specifically and explicitly excluded.
Thanks for the help!! I am having a problem though, I have completed the entire form and I was trying to view it as the SF 86 form to see where I should put the part about student loans because nothing of the sort is mentioned in the other part. So when I tried to bring up the form it gives me an error (OAR-00942 table or view......), do you guys know what I should do other than contact my recruiter? I even downloaded the new Adobe to view it. Again, I still do not know where to write about the loans.......my apologies if I sound completely retarded, I just want to get it right. Thanks.
Gus Gorilla
New Member
Yes. Add the loans.
A basic credit check will reveal your student loans. Don't sweat them. Think about this. Officers have college degrees. Don't you think most of them have college debt? Answer YES here.
It's not bad debt and so long as you are current on any other outstanding debt it will be OK unless it is ridiculously large. I submitted with 60K on a house, (which I'm not only current, but ahead on) plus 5K on a vehicle. (also ahead) That comes out at 65K in debt and I was approved. The key is that I have never missed a payment. Debt is not necessarily bad. Just be your debt's master, not vice versa.
A basic credit check will reveal your student loans. Don't sweat them. Think about this. Officers have college degrees. Don't you think most of them have college debt? Answer YES here.
It's not bad debt and so long as you are current on any other outstanding debt it will be OK unless it is ridiculously large. I submitted with 60K on a house, (which I'm not only current, but ahead on) plus 5K on a vehicle. (also ahead) That comes out at 65K in debt and I was approved. The key is that I have never missed a payment. Debt is not necessarily bad. Just be your debt's master, not vice versa.