typical closing cost on a typical loan on a 200k house/QUOTE]
I just looked at some old HUD -1's, here is representative items due at closing. These are actual entries (or annotated) and not all had same entries, they varied greatly.
Down payment (If applicable)
Loan Origination fee
Points
Cost of Funds (sic) Fee for VA
Appraisal fee
Credit report
Flood letter
Private Mortgage Insurance (PMI) premium
Home Owners Insurance premium
Mortgage Insurance escrow
Home Owners Insurance escrow
Property taxes escrow
Recording fees
Mortgage Title policy
Owner’s Title policy
Mortgage interest adjustment
Survey (property survey)
Termite inspection and building inspection fee
Tax servicing fee
Lender inspection fee
Notary fees
Courier Fee
Attorney Fee (buyer pays, attorney represents the transaction)
Loan Application Fee (sometimes different from Origination Fee)