AgeIsJustANumber
New Member
Hey all,
I have been a long time lurker here and on the MarineOCS forums, first post noob.
Doing a few searches I have received some insight on security clearances and going through OCS. My main goal is to get to flight school and give it my all. If I make it I make it. Concern is my credit score/age.
Went through a bad time a year ago separating with a fiancé and my credit was crushed. I was still fortunate enough to cover rent and my student loans. My CC's and auto loan went into default and are now with collections as I had enough to just cover a few expenses and live day to day. My question to everyone is what their experience is with getting a security clearance after filing bankruptcy. My OSO has not given me enough info to figure it out as his main concern was the age waiver (27 in October).
I have heard that setting up payment plans with collectors can assist in getting a clearance, but have also read that a bankruptcy filing can show you are attempting to get everything under control. I don't want to file if I know this disqualifies me, I just want to make a smart decision with my finances.
Very excited to start this journey and been working hard to score a perfect PFT/ASTB when the time comes. Would love any experience in this arena...
Thanks for reading!
I have been a long time lurker here and on the MarineOCS forums, first post noob.
Doing a few searches I have received some insight on security clearances and going through OCS. My main goal is to get to flight school and give it my all. If I make it I make it. Concern is my credit score/age.
Went through a bad time a year ago separating with a fiancé and my credit was crushed. I was still fortunate enough to cover rent and my student loans. My CC's and auto loan went into default and are now with collections as I had enough to just cover a few expenses and live day to day. My question to everyone is what their experience is with getting a security clearance after filing bankruptcy. My OSO has not given me enough info to figure it out as his main concern was the age waiver (27 in October).
I have heard that setting up payment plans with collectors can assist in getting a clearance, but have also read that a bankruptcy filing can show you are attempting to get everything under control. I don't want to file if I know this disqualifies me, I just want to make a smart decision with my finances.
Very excited to start this journey and been working hard to score a perfect PFT/ASTB when the time comes. Would love any experience in this arena...
Thanks for reading!