I'm moving to a location where I won't need a car, at least for the next two years, maybe longer. USAA rep advised me against cancelling my insurance entirely and paying for a policy that covers me in the event I get a rental or borrow someone else's car. They said a lapse of insurance will see my premium go up if I ever activate it again, but I'm really not seeing the value. Anyone who PCSd and got rid of their car have experience with this?