Viv,
Hang in there!! I don't know what your background is, but have you thought about the BOOST program? You can apply as a civilian...
More info:
https://www.sta-21.navy.mil/overvw.html
http://www.nd.edu/~nrotc/Scholarship_Info/types.html (Scroll Down on the page)
Good luck!
Robin
IS2(SCW)
http://www.geocities.com/califchick1175/USN/navy.html