And if memory serves me ... that's as good as it gets with USAA & firearms.
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Done with USAA...and advice...
- Thread starter scoober78
- Start date
I just got 8k of coverage for my firearms through USAA... though I need to call them and confirm that the scopes etc are covered by regular, otherwise I'll need to up that another couple thousand...
Then you may have a shot on this. Has USAA officially denied your claim in writing or are you still in the telephone phase with the adjuster and he/she is giving you the "heads up" this all isn't covered? Have you submitted a "proof of loss" document?
Maybe they're wising up. I tried several years ago and it was a hard limit -- very low dollar amount and not worth the time. The NRA offered better policies.
Do you remember, off the top of your head, what the cost/$1000 was for the USAA policy you just bought ??? Was it high value personal property ??? If you don't remember -- I can call 'em.
^ I can recommend that as well ... it still costs a lot, but that's the breaks of Naval Air ... as we used to say ....
MasterBates
Well-Known Member
$62 a year for $3100 of guns
Guns listed by model and serial numbers.
"Guns: Guns and their accessories"
I will be calling USAA to add a couple more when I take possession of my new AR's next week.
Guns listed by model and serial numbers.
"Guns: Guns and their accessories"
I will be calling USAA to add a couple more when I take possession of my new AR's next week.
It was $134 for a year. But when you think about it, the best insurance, is still a gun safe. Less than 500 bucks can change some guys mind away from my weapons... and towards my roommate's big screen.
Also... I got 100k in blanket liability insurance from USAA. Covers anything from me running over a toddler with a shopping cart to someone taking one of my guns and going on a rampage. And all my fancy new insurance, being in VA, costs less than just renters and car in Pensacola.
The adjuster gave me the verbal "heads up". They can't deny the whole claim because the firearms arent the only thing that was stolen. It is on the same claim with my computer, jewlery etc...
We have given them the proof of loss doccument. In fact we gave that to them on the 16 of July...further reason that they are infuriating me. This claim is taking forever!! I had never had a problem...but I'm getting my years of karmah back in spades.
^^ understand your frustration. I think they have 60 days to pay or deny based on the date the proof of loss was received. If you are going to pursue a further claim against them, or pursue a bad faith claim, there is a whole bunch of contractual crap that has to be completed (3 party arbitration, forms, yada yada...). Long haul.