Do you have TSP and how do you disperse the options?

[fc2spyguy]

Just wondering how many people are using the TSP? I have it and have the max 9% along with 2k going to a roth account. Just started TSP 2 years ago and the ROTH in 99'. I was looking around the net and one of the major investment companies had several investmen strats and figures since I'm young I went with the most aggressive. C-Fund 30% S-Fund 30% I-Fund 40%.

Just curious what others are doing with it and how they decided to go with that plan.

 

[webmaster]

Did the same, working C S and I.

 

[Machine]

The retirement tax credit thing is what's really cool about these retirement plan options. I'm investing in C, S, and I.

<Disclaimer>Posting completely fvucking wasted. No idea if this actually makes any sense. (Took 10 minutes to type out) DEPLOYMENT IS PHUN!</Disclaimer>

 

[helmet91]

I just signed up (for a third time in two years mind you) this past drill weekend. I'm having 9% taken out of my measily E-3 drill pay... assuming they actually file the paperwork this time (our FTS is a bunch of slackasses). I'll probably put the money in the most agressive option because I don't plan on touching the cash for at least another 18 years regardless of whether or not I get picked up for OCS.

 

[GTDaveMac]

www.tsptalk.com
This guy makes changes every couple days or weeks.

Here is a guide for longer term:
http://www.tsptalk.com/longer_term.html

 

[Red2]

FYI, the max has been raised to 10% of basic pay this open season (which runs to 31 DEC). Since I'm only 23 and, needs of the Navy willing, planning on making the Navy a career; I chose the C S I since I have plenty of time.

 

[E6286]

I am a federal employee so I also have TSP. Right now I am in G funds b/c I haven't changed it yet. However, at the young age of almost 24 I am going to switch to F, C, and I funds. I feel that the risk is warranted at such a young age.

 

[fc2spyguy]

Just raised my contribution to 10%. Won't take affect until January 1st so I won't even notice the raise with the 3.5% pay raise we're getting. Makes sense to me I guess.

 

[HueyCobra8151]

The official Roth IRA website says you can contribute a maximum of $3,000 to your IRA now, and it should be expanded substantially in the coming years.

 

[E5B]

For Roths, on 01 Jan 05 max will go up to $4k a year.

I started TSP after I maxed out a ROTH and a few other things.

 

[zilber]

If my wife is maxing out her Roth IRA, and I am maxing out my TSP (10% of my pay), can I also have a Roth IRA? What is the max contribution for a family? Thank you.

 

[Squid]

for a family it's esentially doubled. you can both have individuals as another option vice one family. You can have a roth, a traditional, and a TSP since TSP is considered like a "401k"

suggestion to all: unless you need the tax break now, max out a roth, then contribute the remainder to TSP or a traditional IRA.

 

[zilber]

Is there a number to max family contribution for 2004? $3,000 (husband) + $3,000 (wife) + TSP (9%) = what is the max??? (2004 numbers please)

I found the answer to my question:
http://www.tsp.gov/uniserv/features/chapter16.html it's $13,000 max tax defered.

 

[johndd321]

Here is some TSP investment advice from Merriman Capital Management. Mr. Merriman also writes articles for CBS Marketwatch.


http://www.401khelp.com/tsp/