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Cancel USAA FL homeowners insurance
- Thread starter CaliStyle
- Start date
You don't give much info to support your arguement. In fact, the information that you do give doesn't really tell us anything.
This is what I found out a few months back Cali. I didn't understand your OP very clearly either, so if the info doesn't apply disregard.
http://www.airwarriors.com/forum/showthread.php?t=136505
http://www.airwarriors.com/forum/showthread.php?t=136505
Ahhh, if Cali is in the same situation that makes a little more sense. I couldn't figure that out from his original post.
That post makes sense. I currently have full homeowners insurance for my FL home that I'm renting out right now. Since I don't live in FL and am renting out my home, USAA said they would "most likely" cancel my policy within 1 year. Does anybody have any suggestions for cheap fire insurance besides AAA?
Maybe in your head it does. No where in your first post do you say that you:
1. Own a home in FL.
2. Rent out a home in FL.
In addition, the title of your thread seems to recommend that all of us cancel our USAA FL homeowners insurance. You haven't really given anyone any good reasons to, other than it does not meet your needs.
Aha, it actually does all make sense now.
I have been giving you a hard time because I, like many others here, have had positive experiences with USAA.
I own a home in Washington that I rent out that is still insured through USAA, so I think it is a FL only thing.
The reps at USAA told me it was just a FL thing, but I haven't talked to the in a few months so it might have changed. The last time I spoke to USAA they told me that once the insurance rates were allowed to be adjusted it is very likely that I could get a fire policy through them. They only problem is all of the politics involved. To clarify ASI insurance is not AAA. AAA just has insurance reps that help you find homeowners insurance. You can call ASI yourself without even going through AAA. USAA will also provide a list of insurance companies for you to choose from.
We own a home in Florida, are renting it, and are living in a rented home in Maine right now. So far (and we're holding our breath) USAA has said nothing about canceling or not renewing our policy in Florida. We have both homeowners and renters insurance with them.
ciaravinov
Its not all bananas&dancing with toothbrushes
USAA's new policy for Florida is that they will not insure homes in Florida unless the policy owner is living in the Florida home. They are trying to get out of the state as much as possible to reduce liability, but they aren't completely pulling out right away to keep from getting bad press. It's a new policy. Give them time and they will find you non in-state homeowners. If you slip through the crack then good for you!
We have a house in Jacksonville which we're currently renting out, and I just got a renewal notice in the mail from USAA - I think we may have squeaked by because our homeowners insurance on our primary home (in Maine - hi M!) is through another company. Then again, you'd think they'd figure out we don't live in the FL house based on the coverage.
Maybe they're more diligent in weeding out coverage in really high risk areas...
Maybe they're more diligent in weeding out coverage in really high risk areas...