Don’t you know that all of the good investment advice is on TikTok?
In all seriousness, I’m not a fan of the L funds and use the G/F/C/I/S on a typical 60/40 to 70/30 allocation. I do tweak that pretty aggressively based on the Buffett principle of being fearful when others are greedy and greedy when others are fearful. Switched to 30/70 about 9 months ago. Not the best results because of stock and bond market unlikely correlation. I also went all stock for future contributions to dollar cost average this screwy market to bring me back towards the 60/40-70/30 allocation because of all the recession talk, difficulty in engineering a soft landing, and yield curve inversion.
I only look at the account value once a quarter and will only make major changes between then if a major technical declares (eg death cross or yield curve inversion). I go all stocks for future contributions for those examples as they usually signal a down trend.
I’m not a pro / accredited so do at your own risk. I also would not listen to TV pros - Cramer was touting SVB a month ago.