I would live in housing if I had the chance. No rent, no electric/gas, no water/sewer. Sure you don't get BAH but at least you save on the utilities. A buddy of mine lives in housing and his place is pretty nice. Also, you are less than ten minutes from the squadron which helps when you need to get some late night practice time in the sims. But most important, if you need gouge, chances are your neighbor in housing has what you need.