Ok, so I can definitely see how VTU is a benefit in terms of not being on the mob list. Is it correct to surmise, since it falls under the IRR umbrella that GMT, medical, PRT and popping up on a urinalysis list are not required or conducted, since that is not required for IRR ASP? Or does the VTU do everything a SELRES unit would do for non-pay, except not mob?
I guess I'll just pop my head into the NOSC and inquire...just trying to understand the intangibles that the instruction really doesn't specify.
The reason I'm pinging on it so much is if I'm "drilling" at a NOSC on a DWE and doing all the elements of a SELRES drill, why would I choose not to get paid for my time?
I get the drill points/wanting to "play" vice not searching for coloring books, but why not drill AND be paid since you're there anyway? Unless there are just a lot things that you don't have to do since its under IRR.
For the IRR/VTU you have to maintain the same standards as you do while in SELRES: PFA, GMT, Admin, etc.
There are senior officers (O5 and O6) in the IRR/VTU because they are not able to find paid billets. Re, not getting paid. Who cares? The only thing that matters when you retire is your rank and the number of points you have accumulated. I never counted on my O3E pay for my bills and made it a habit of spending what I made in the Reserve by traveling to drill and AT on my own dime. At the end of the year, it saved me a good deal of money on my tax bill (Reserve expenses all go on Form 2106 which is transferred to Form 1040 line 24 "certain business expenses of reservists.")
Aside from O5/O6 who cannot find a paid billet, the main advantage of IRR/VTU, in my opinion, is not having to worry about getting MOB'd but still being somewhat useful. For those of us prior enlisted who deployed our entire active duty careers and who now have lucrative civilian jobs, this seems like a win-win. A few colleagues of mine are all facing the same dilemma.
If you are an O3 with only a few years left to your 20 and want to go IRR/VTU wait until you get your last FITREP before your O4 board. After you get your FITREP in February, then either transfer over to IRR/VTU or wait until you hear if you are selected and then transfer over. After you transfer over, immediately request ADDU to a unit so you can provide support and ride it out until your 20. You get to stay connected (CAC card), maintain your clearance, etc.
While it would be "cool" to make O5 and O6, which is pretty doable as an 1825 (O5 is 70% and above chance of selection and O6 is 50%), the time value of money equation does not add up. That is, the time invested in doing what I would need to do to make O5/O6 and the impact on my civilian job (and income) does not justify the difference in retirement pay 18 years from now. That is, why would I let my day job suffer so I can make an extra few hundred bucks a month in retirement 18 years from now versus earning that money now in my day job and investing it at 7% or more per year for the next 18 years so that I have it when I am 60?
The best value out of a Reserve retirement will be the benefits, which you will receive no matter your rank.