Just got a text from USAA stating they had suspicious charges on my credit card - in California. (don't live there) Immediately called them - they cancelled my credit card and did not charge me. No idea how my card was compromised. USAA customer service was its customary excellent self.
Few things I would pass along:
1) I do keep my credit frozen with Experian - as in I have to pay to unlock it for a credit check. This has worked in the past as I have been "turned down" for credit cards I never applied for.
2) Keep a couple of months cash in a separate checking account (different bank) in the event yours gets drained - this happened to a friend of mine who ended up scrambling as his checking and savings were drained and his bank drug their heels in fixing it.
3) I do have a friend who has a separate small laptop simply to do banking on - and nothing else - to prevent his computer from getting hacked. Haven't gone that far yet but am considering it.
4) I normally check all balances every night for suspicious activity.
Scams I have heard of. Newest one seems to be someone on the other end asking "can you hear me?" when you answer "yes", they have that as "authorization" to charge your card (this was on the local news last week). Don't be tricked.
If anyone has any other suggestions or warnings, list them here. To quote a famous TV show, "Let's be careful out there."
Few things I would pass along:
1) I do keep my credit frozen with Experian - as in I have to pay to unlock it for a credit check. This has worked in the past as I have been "turned down" for credit cards I never applied for.
2) Keep a couple of months cash in a separate checking account (different bank) in the event yours gets drained - this happened to a friend of mine who ended up scrambling as his checking and savings were drained and his bank drug their heels in fixing it.
3) I do have a friend who has a separate small laptop simply to do banking on - and nothing else - to prevent his computer from getting hacked. Haven't gone that far yet but am considering it.
4) I normally check all balances every night for suspicious activity.
Scams I have heard of. Newest one seems to be someone on the other end asking "can you hear me?" when you answer "yes", they have that as "authorization" to charge your card (this was on the local news last week). Don't be tricked.
If anyone has any other suggestions or warnings, list them here. To quote a famous TV show, "Let's be careful out there."