You definitely need to inform your insurance company that you have moved. During my senior year, I had my car with me at school in PA, but we still had the insurance saying the car was back at my home. I had a small accident during bad weather, and when me and my parents went to file the claim the insurance company found out. They could have denied the claim apparently, but they cut us a break and only added an additional premium to the policy for the car being out of state (by additional I mean like $1000 extra per year). From that experience, I tell everyone that if you move the car from wherever it says on the policy to somewhere new, tell them, because if something does happen you could lose everything.